Three Safe Strategies for Passive Income in Crypto for Beginners
Date: 2025-06-26 Author: Oliver Abernathy Categories: BUSINESS
Today, there are several simple and relatively safe ways to earn passive income from cryptocurrency. Here are three of the most understandable and effective strategies suitable for beginner investors.
1. Stablecoin deposits
One of the most accessible options is to place your stablecoins (for example, USDT or USDC) at interest through the EARN function on large centralized exchanges. The yield on such deposits usually ranges from 4 to 12% per annum in dollars. This is a kind of bank deposit, only in cryptocurrency, where you do not risk sharp fluctuations in the exchange rate.
2. Participation in launchpool
This strategy is based on the short-term placement of cryptocurrency (usually also stablecoins) in special pools that exchanges open together with new crypto projects. For participation, you receive tokens of new projects for free.
Launchpool differs from launchpad in that in the former case you are guaranteed to receive tokens for participation, while in launchpad there is competition and completion of tasks, which makes the process less passive. You can participate in launchpool on platforms such as:
- Binance Launchpool
- OKX Jumpstart
- Bybit Launchpool
It is important to choose only pools that use stablecoins in order not to expose yourself to unnecessary risk. According to data for 2024, participation in all launchpools on Bybit brought in an income of 46.7% per annum.
3. Investing in tokenized gold
Modern technologies allow you to invest in gold through digital tokens fully backed by physical gold. Examples of such assets:
- PAX Gold (PAXG) — backed by gold reserves from London
- Tether Gold (XAUt) — backed by gold stored in Switzerland
One token is equal to one ounce of gold in a 400-ounce bar that meets the London Good Delivery standard. Regular audits confirm their real backing. Over the past five years, gold has returned 94% in dollars, over the past year — 45%, and since the beginning of the current year — 27%.
Why not BTC or ETH?
Despite the popularity of Bitcoin and Ethereum, their high volatility can result in losses for beginners, especially if the purchase occurs at the peak of the price before the correction. Therefore, for a start, it is better to focus on instruments with low volatility and a clear income mechanism.
These three approaches are a good start for those who want to earn on cryptocurrency without deep knowledge and active trading.
