ECB Tests XRP Ledger Technology: What It Means for the Market
Date: 2025-06-27 Author: Gabriel Deangelo Categories: BUSINESS
The European Central Bank recently attracted the attention of the crypto community by including the XRP Ledger in a test platform for wholesale DLT-based settlements. In June 2025, it was revealed that a project based on the XRPL code was tested on an isolated network without the participation of the public XRP token. The test was carried out by Lithuanian fintech startup Axiology, which recreated the XRPL logic for the issuance and settlement of tokenized assets.
Unlike the public XRP network, Axiology’s solution operated in a closed system, where all transactions were controlled and secured by central bank funds. The key feature of this experiment was the simulation of the XRP Payment mechanism, which was used to simulate transfers and redemptions of assets within a closed registry.
While this does not mean a transition to widespread adoption of XRP, the very fact of using XRPL in the ECB test environment can be regarded as significant. The European regulator placed Ripple technology in the same category as other major enterprise platforms, including Canton, Corda, and individual implementations of Ethereum. The purpose of the test is to check the reliability and speed of settlements under the DvP (delivery versus payment) model for transactions with tokenized assets.
This cautious approach does not reveal plans for integrating XRP into an open infrastructure, but it demonstrates that Europe's largest financial institutions are exploring the potential of XRPL to optimize settlement systems. In the crypto community, this step is seen as an important signal that Ripple technology remains competitive among other DLT solutions.
Meanwhile, the RSI indicator is currently at 44.77, which indicates a neutral position - the market is not yet showing signs of overheating or being heavily oversold. The MACD indicator also shows weak momentum, but the crossover line is moving up, which may indicate a possible emergence of a short-term uptrend.
Although the ECB's testing is just a pilot project, the very fact of using XRPL strengthens confidence in the technology and shows that Ripple remains a player that is closely monitored by Europe's largest banks and fintech companies.
