Banks Invest $100 Billion in Blockchain: From Experiments to Real Integration
Date: 2025-08-05 Author: Gabriel Deangelo Categories: BLOCKCHAIN
Leading banks around the world have invested more than $100 billion in blockchain projects, focusing on companies developing solutions for logistics, digital payments, and asset tokenization. Large rounds of financing from $100 million and above are of particular interest.
American and Japanese banking holdings were among the most active investors. Ripple representatives note that interest in digital assets and blockchain technologies will continue to grow in the next three years, and these technologies, according to financial experts, will determine the vector of development of the banking sector.
One of the key factors in this surge in investment is the growing interest in applications related to stablecoins. More and more banks are creating their own stablecoins, providing clients with new tools for generating income and optimizing settlements. Ripple emphasizes that blockchain is no longer viewed as an experimental technology. It is now becoming a critical element of the new financial infrastructure.
The transition from isolated pilot initiatives to large-scale implementation indicates that blockchain is already being integrated into key banking processes. Financial institutions are increasingly using these solutions to reduce operating costs, speed up transactions, optimize capital flows, and increase transparency.
According to Ripple, there is a systemic shift in the banks' approach to digitalization. What was previously tested as an innovation is now becoming the standard. The company, which released the XRP cryptocurrency and the RLUSD stablecoin, emphasizes that banks no longer doubt the potential of blockchain as a core technology of the future.
Also earlier, Jeffrey Kendrick, head of digital asset research at Standard Chartered, said that a trend has emerged in the banking sector - priority is given to stablecoins instead of bitcoin. This is explained by their stability and wider possibilities for integration into existing financial products and services.
Thus, blockchain has finally moved from the category of niche experiments to the category of strategic assets. Bankers are trying to take positions in the rapidly developing segment so as not to miss the moment of formation of the new financial landscape.
