How to Make Money on Stablecoins: Crypto Market Experts' Opinions
Date: 2025-08-07 Author: Gabriel Deangelo Categories: CRYPTO PAYMENTS
Stable cryptocurrencies, or stablecoins, are becoming an increasingly prominent instrument in the digital asset market. Amid new regulatory measures in the US and Hong Kong, JPMorgan analysts predict that the capitalization of dollar stablecoins could triple by the end of 2028.
With growing interest from retail investors and a historical maximum in transaction volume of $6 trillion in the first quarter of 2025, experts from the crypto industry have shared popular and potentially profitable ways to make money on stablecoins.
Ryan Lee, representing Bitget Research, highlights three key areas: using earning products from centralized exchanges, placing assets in DeFi protocols, and providing liquidity in pools. He believes that the most understandable way is staking on crypto exchanges - for example, users can invest USDT or USDC and receive from 2.5% to 8.5% per annum, depending on the conditions. The exchange plays the role of an intermediary, similar to a bank, but with a higher yield.
Another way is direct interaction with DeFi platforms like Aave or Compound. Here, stablecoins participate in lending through smart contracts, bringing in income from 4% to 10% per annum. However, the investor should consider the risks associated with the security of contracts and liquidity.
Another way is to participate in liquidity pools on Uniswap or Curve, where pairs like USDT/USDC allow you to earn through fees and additional tokens. The yield can exceed 12%, but losses are possible if the token deviates from the dollar peg.
Tehnobit CEO Alexander Peresichan notes that one of the most reliable and long-term ways to invest in stablecoins is to buy Bitcoin or Ethereum, especially when holding the position for 2-3 years.
Cryptorg analyst Dmitry Savintsev draws attention to arbitrage between blockchains (for example, Ethereum and Solana), as well as investments in LP tokens, synthetic assets and services working with USDT or USDC - from Telegram bots to P2P platforms.
Vagiz Nurullov from VG GROUP adds that stablecoins are becoming the basis for new investment products: from structures with US bonds (for example, Ondo Finance) to option strategies and tokenization of yield in protocols like Pendle.
Thus, stablecoins are no longer just a "bridge" between fiat and crypto. They are turning into a full-fledged financial instrument with many options for generating income.
