Ripple has announced the acquisition of Rail, a platform specializing in stablecoin transactions, for $200 million. The purchase is intended to expand Ripple’s payment capabilities and strengthen its influence in the digital currency market.
Ripple provides infrastructure that can automate processes, including maintaining virtual accounts and integrating with an international settlement network. The combination of the two companies will allow Ripple customers to transact in stablecoins without having to hold cryptocurrency on their balance sheet, as well as centrally manage both internal and external payments.
Additional benefits include access to liquidity in assets such as XRP and RLUSD, and the ability to connect to a global payment network using a single API.
According to Ripple President Monica Long, stablecoins are becoming an important part of the modern financial system. She emphasized that the purchase of Rail reflects the company's commitment to providing customers with the freedom to move funds regardless of time and geography.
Rail CEO Bhanu Kohli added that in 2025, their platform expects to process more than 10% of the world's B2B stablecoin transactions, valued at $36 billion.
The deal is expected to close in Q4 2025, pending regulatory approvals. This deal is a continuation of Ripple's strategic course, which has already invested over $3 billion in mergers and business development.
Decreased Activity Among XRP Holders
Amid the positive news about Ripple's expansion, analysts have drawn attention to a worrying signal: there is an outflow of funds from the wallets of large XRP holders. According to CryptoQuant expert under the pseudonym The Enigma Trader, the 90-day flow rate on addresses with large XRP volumes has again gone into the negative.
A similar trend was previously recorded in January and February, when the mass distribution of XRP was accompanied by an increase in the rate, followed by a correction. Now the scale of the sell-off is smaller, but the direction of the market movement remains the same.
The expert believes that without a stable inflow to wallets with balances of more than 5 million XRP per day, the market will remain weak. So far, there are no signs of sustainable accumulation from large investors, and this is critical for restoring the upward trend.
At the time of publication, the cost of XRP is $ 3.07, which is 4.1% higher compared to the previous day, according to CoinGecko.
In April, Ripple also acquired prime broker Hidden Road for $ 1.25 billion, which confirms its active expansion strategy in the digital asset market.