The Gate crypto exchange has introduced a new investment product, GUSD, which differs from classic stablecoins. In addition to being a digital analogue of the US dollar, it functions as an investment certificate backed by real assets (RWA), including US Treasury bonds.
According to the company, users get access to a wide range of options: trading, deposits, withdrawals, use in a Single Account for contract margin, as well as savings solutions through Simple Earn. In the future, it is planned to expand the functions through lending, CandyDrop, Launchpool and staking pools, which will increase liquidity.
At the start, users can already exchange USDT or USDC for GUSD at a 1:1 rate on the Staking page or buy a token directly on the spot market. The main difference of the new instrument is its investment component: income is generated from interest on the underlying RWA assets.
Gate explained the mechanism of operation: upon redemption, investors receive not only the nominal amount, but also the accumulated income. For example, issuing GUSD in the amount of 100 USDT with a yield of 20% will allow you to get back 120 USDC. Thus, the instrument combines the stability of the dollar with the possibility of capital growth, turning the usual stablecoin into a profitable asset.
The company emphasizes that the reliability of GUSD is ensured by full reserve funds in US dollars and treasury bonds. This reduces risks and ensures a stable investment flow, combining traditional and digital financial mechanisms.
Gate predicts that the GUSD fund volume will soon exceed $100 million. To increase trust, users will be provided with evidence of reserves and information on cooperation with custodians, which guarantees transparency and 100% security.
In addition, the platform notes the high level of protection of client funds: Gate manages more than $4 billion, and many years of experience in the field of regulation and security strengthens the company's position.
Compared to other RWA products, including similar initiatives from Binance, GUSD stands out for its more flexible approach: it supports issuance in both USDT and USDC, making it easier for investors from all over the world to access.
According to the company, the launch of GUSD responds to a key challenge in the crypto market - ensuring stable returns in a volatile environment. The new product combines the reliability of traditional finance with the capabilities of DeFi, creating a bridge between the two ecosystems and offering investors a tool for long-term growth and capital diversification.