Mastercard plans to acquire Zerohash to strengthen its position in the digital asset space.
Date: 2025-10-31 Author: Henry Casey Categories: BUSINESS
Mastercard is considering acquiring Zerohash, a Chicago-based company founded in 2017 that provides APIs for fintech companies, brokers, and trading platforms to integrate cryptocurrencies, stablecoins, and tokenized solutions. The platform facilitates the storage, conversion, and disbursement of digital assets, allowing Mastercard to gain direct control over the interaction between fiat and digital assets on its platforms. This is especially relevant given the growing interest of banks and payment companies in 24/7 financial services.
The integration of Zerohash's technology into Mastercard's system will be an important step in the development of the tokenized payments ecosystem. The company is already launching services that allow cryptocurrency balances to be converted into fiat at the point of sale, and is collaborating with partners on crypto cards and tokenized fund infrastructure.
According to a report by Keyrock and Bitso, stablecoin transaction volume could reach $1 trillion by 2030, driven by institutional adoption, foreign exchange settlements, and cross-border transfers. Mastercard has supported stablecoins since 2021 and has implemented several partnership programs, including collaborations with Nuvei, Circle, and Paxos. In April 2025, the company enabled 150 million merchants to accept stablecoins regardless of buyers' payment methods.
The decision to acquire Zerohash is also linked to the regulatory clarity provided by the GENIUS Act, which has encouraged Mastercard and its competitors to invest more actively in stablecoin-based payment systems. This acquisition will allow the company to strengthen its position in digital finance and build its own infrastructure for tokenized money.
Experts note that the merger with Zerohash will enable Mastercard to manage all key aspects of digital payments, including stablecoin storage, conversion, and transactions, increasing the efficiency and speed of transaction processing. Furthermore, expanding its presence in the tokenized asset sector will strengthen the company's strategic position amid growing institutional investor interest in digital currencies.
The acquisition of Zerohash will therefore be part of Mastercard's long-term strategy to develop digital finance, provide innovative services to clients, and strengthen its leadership in the stablecoin market.
