FIS and Intain Launch Tokenized Loan Platform on Avalanche
Date: 2025-11-12 Author: Gabriel Deangelo Categories: BUSINESS
FIS and Intain have unveiled a joint project: the Digital Liquidity Gateway platform, powered by the Avalanche blockchain. It will allow US regional banks to turn traditional loans into tokenized assets in the form of NFTs and settle with stablecoins, including USDC.
According to CoinDesk, each loan placed on the platform receives a unique NFT generated from verified documents. Data authenticity is verified by Intain's artificial intelligence, ensuring a high level of security and eliminating the possibility of counterfeiting. Thus, the system creates a fully transparent infrastructure for loan transactions.
John Omahen, Head of Digital Assets at FIS, noted that smaller banks often face limitations in accessing capital and structured transactions. The new system, he says, allows financial institutions to optimize their balance sheets, free up funds, and increase lending volumes without the involvement of intermediaries.
Digital Liquidity Gateway is already integrated with FIS banking systems serving over 20,000 clients. This significantly simplifies the platform's implementation into banks' daily operations and makes the tokenization process accessible to a wide network of participants.
The first tokenized loan portfolios will be related to real estate and aviation finance. The developers estimate that transaction volume on the new platform could reach hundreds of millions of dollars by the end of 2025.
The project reflects a broader trend toward the adoption of real-world asset tokenization (RWA) technologies in traditional banking. Avalanche's use of the blockchain ensures high transaction processing speeds and low fees, making the platform attractive to financial institutions seeking to modernize their processes.
Earlier, investment firm Franklin Templeton unveiled a similar solution, launching the first tokenized fund in Hong Kong. These initiatives demonstrate the growing interest of institutional players in integrating blockchain technologies into financial infrastructure.
The creation of the Digital Liquidity Gateway marks a significant step toward merging traditional finance and decentralized technologies. For banks, this not only improves efficiency but also provides an opportunity to reach a new level of interaction with investors in the digital economy.
