Sony Bank is preparing to launch a stablecoin in the US by 2026.
Date: 2025-12-02 Author: Henry Casey Categories: BUSINESS
A new stablecoin, linked to Sony Bank, a subsidiary of Sony Group, may appear in the US financial space. According to Nikkei, the company has already set a timeline: the launch is expected in fiscal year 2026, with its key application being Sony's internal entertainment infrastructure. This includes servers hosting video games, anime libraries, and other digital content, where payments using the new tokens are expected to replace traditional banking instruments.
One of the project's goals is to reduce the fees currently charged for card payments. According to the initiators, the use of a stablecoin will reduce user costs by eliminating intermediaries and processing transactions directly on the network. This is especially relevant for subscriptions, in-game item purchases, and recurring payments, where traditional fees often significantly increase costs.
Sony Bank's interest in the cryptocurrency space emerged as early as the fall of 2025. At that time, the bank applied for a license from the Office of the Comptroller of the Currency. If approved, the institution will receive broader powers and will be able to officially provide financial services in the United States. While the license will allow for a variety of applications, the development of digital products and tools on the blockchain remains a priority. The new stablecoin is seen as a fundamental component of the company's future crypto infrastructure for the global market.
The stablecoin sector in the United States is undergoing an active phase of experimentation, and Sony Bank is not the only participant seeking a place in the new economy. U.S. Bank, PwC, and the Stellar Development Foundation previously collaborated on the creation of user-defined digital currencies on the Stellar blockchain. Their project is focused on testing custom programmable stablecoins that could potentially be integrated into banking products and become an alternative to existing payment systems. These initiatives indicate a growing desire among major players to integrate cryptographically protected assets into traditional services, offering customers flexibility and reduced fees.
If successful, Sony Bank will be able to offer a direct payment method for digital content without the need for banking intermediaries. This model paves the way for a new monetization logic within Sony and sets a precedent for other corporations planning to migrate their internal financial services to blockchain. If the market adopts the stablecoin, the internal economy of the Sony ecosystem could significantly change, becoming faster, cheaper, and more technologically advanced for millions of users worldwide.
