Six out of ten South Koreans choose Bitcoin for investment
Date: 2025-06-30 Author: Oliver Abernathy Categories: IN WORLD
According to a study by Hana Bank, more than 25% of South Koreans already have digital currencies in their portfolio, which on average account for about 14% of all personal investments. People around 40 years old are most interested in cryptocurrencies - they make up 31% of all holders of crypto assets. They are followed by investors in their 30s (28%), and people over 50 (25%) are in third place. Moreover, among the older generation, 78% use cryptocurrencies to preserve capital, and slightly more than half consider such investments to be preparation for future retirement.
The majority of survey participants - about 70% - are not going to stop there and plan to increase their investments in cryptocurrencies. Almost half of the respondents (42%) noted that they are ready to invest even more funds if traditional financial institutions enter the digital asset market. Another 35% of respondents consider transparent regulation and guarantees from the state to be important - this will increase their trust in the industry.
Bitcoin remains the most popular digital asset among South Koreans - six out of ten investors buy it. As their experience grows, many of them begin to explore other areas: altcoins, stablecoins, NFTs and tokenized securities (STOs) are the next step in diversifying their portfolio.
However, about 56% of respondents admit that high market volatility still causes them concern. An additional obstacle is the restrictions that do not allow investors to connect multiple bank accounts to crypto exchanges. The authors of the study emphasize that high unemployment among young people is also stimulating interest in investing in digital currencies as an alternative source of income.
An important event was the recent decision of the Financial Services Commission of South Korea (FSC), which in May allowed local companies to offer services for the sale of digital assets. This is the first time such permission has been in effect since late 2017, when such transactions were banned. However, the country's authorities had previously tightened requirements for virtual asset providers, especially for those conducting cross-border transactions.
Thus, cryptocurrencies continue to strengthen their positions in the investment portfolio of South Koreans, despite market fluctuations and regulatory barriers.
